I must be doing something right

Posted by Kromey at 7:42pm Nov 30 '09
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So, with my previous employer (whom I left about 2 years ago) I had a 401(k) plan; just under half is in a Roth 401(k), which means I can make tax-free withdrawals on that balance after a certain amount of time has passed (although the contributions were part of my taxable income, as opposed to the pre-tax contributions to the other portion which will be taxed when I start making withdrawals).

Anyway, I'd actually mostly forgotten about the thing until recently, and after recovering my user ID and my password, I was greeted with this happy little message:
Personal Rate of Return from 01/01/2009 to 11/27/2009 is 22.6%

Woo hoo!

We'll just ignore the fact that my balance comes out to less than 75% of what I've put into there...

Anyway, that's all kind of an aside. Since I'm no longer with the employer with whom that plan exists, I cannot contribute to it right now. I want to start saving again for retirement, but my current employer's plan... we'll just say it's not an option and move on.

I've heard of "Rollover IRAs", and at present that's what I'm leaning towards, but what other options are out there that people know about? Any recommendations?
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