Thanks guys!

Posted by Kromey at 1:53pm Sep 25 '12
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I just looked closer at my terms, and discovered that there's a $125/year fee on the smaller loan (seller paid that as part of closing costs for the first year, but I'm on the hook for it after that), but no such fee on the larger one (something to consider down the road, maybe refinance with the larger loan's bank for the full outstanding amount, get rid of those fees) -- so in addition to now being convinced that repaying either first is just as good in terms of interest paid (although [private]'s made the case that repaying the smaller first has positive benefits for my overall credit rating/report), I now realize that I'll be best served by getting out of this annual-fee mortgage on the smaller one.